Personal Savings
We offer competitive savings accounts that will fit your needs. Every account offers Free Online Banking and ATM Card. All accounts are FDIC insured.
Safe Harbor Savings Account
Safe Harbor Savings Account with Checking Account
- $50 minimum to open
- $100 minimum to avoid $2 monthly maintenance service charge fee and obtain APY
- Higher interest rate earned on funds compared to Statement Savings
- Available to combine with a checking account for a higher rate
- Rate falls to Statement Savings rate if balance falls below $5,000
Statement Savings Account
- $50 minimum to open
- $100 minimum balance to avoid $2 monthly maintenance service charge fee and obtain APY
Certificates of Deposit
Certificates of Deposit are designed for those who would like to earn a little extra on their money and do not plan on using the money for the duration of the CD’s term. The CD’s are available in a variety of terms, and can be opened as an IRA account also.
- Terms available from 1 day to 5 years
- $1,000 minimum balance to open and to obtain APY
CDARS (Certificate of Deposit Account Registry Service)
With CDARS, we have the ability to provide our customers with additional dollars of FDIC insurance.
This service is not just for the wealthy; it’s for retirees, small business owners, and nonprofit organizations – anyone who wants the security of a CD with FDIC insurance.
